Privacy Policy

Last Updated: October 7, 2026

Ghazaleh Moghaddam respects your privacy and is committed to protecting the personal information you share when visiting LifeAnchor.ca, contacting us, or requesting information about insurance products and services.

This Privacy Policy explains how personal information may be collected, used, disclosed, and protected.

1. Information We May Collect

When you visit LifeAnchor.ca, complete a form, request a consultation, or communicate with us, we may collect information such as:

Your name

Phone number

Email address

Preferred method of contact

General information you voluntarily provide about your insurance needs

Information necessary to understand your coverage needs or assist with an insurance inquiry

Information submitted through website forms, email, telephone, or other communications

Technical information related to your use of the website, such as browser type, device information, IP address, and website activity where applicable

Additional personal, financial, medical, or insurance-related information may be required if you choose to proceed with an insurance application. Such information will only be collected as necessary for the applicable insurance process and subject to appropriate consent.

2. How We Use Your Information

Personal information may be used to:

Respond to your questions and inquiries

Contact you regarding a consultation or insurance request

Understand your insurance needs and financial protection goals

Provide information about available insurance products and coverage options

Assist with insurance applications and related services

Communicate with insurance companies or authorized service providers when necessary to provide requested services

Maintain appropriate client and business records

Improve our website and client experience

Meet legal, regulatory, compliance, and record-keeping requirements

We only collect and use personal information for reasonable and appropriate purposes related to the services being requested.

3. Consent

By voluntarily providing personal information through LifeAnchor.ca, by phone, email, or during a consultation, you consent to the collection, use, and disclosure of that information for the purposes explained at the time of collection and as described in this Privacy Policy.

Where sensitive personal information is required, additional or express consent may be requested when appropriate.

You may withdraw your consent, subject to applicable legal, regulatory, or contractual requirements.

4. Sharing of Personal Information

We do not sell or rent your personal information.

Personal information may be shared when reasonably necessary with:

Insurance companies

Authorized insurance service providers

Technology and administrative service providers supporting our business

Regulatory or governmental authorities when required by law

Other parties where you have provided consent or where disclosure is otherwise permitted or required by law

Only information reasonably necessary for the relevant purpose will be shared.

5. Protection of Your Information

Reasonable administrative, technical, and physical safeguards are used to help protect personal information against unauthorized access, loss, misuse, disclosure, alteration, or destruction.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

6. Retention of Personal Information

Personal information is retained only for as long as reasonably necessary to fulfill the purposes for which it was collected and to satisfy applicable legal, regulatory, insurance-industry, and record-keeping requirements.

When information is no longer required, it will be securely deleted, destroyed, or anonymized as appropriate.

7. Cookies and Website Analytics

LifeAnchor.ca may use cookies and similar technologies to support website functionality, understand how visitors interact with the website, and improve the user experience.

Third-party analytics, advertising, scheduling, form, or other website services may also use cookies or similar technologies where those services are enabled on the website.

You may be able to manage or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.

8. Third-Party Websites and Services

LifeAnchor.ca may contain links to third-party websites or use services provided by third parties.

Those third parties may have their own privacy policies and practices. Ghazaleh Moghaddam is not responsible for the privacy practices or content of independent third-party websites.

We encourage you to review the privacy policies of any third-party services you use.

9. Accessing or Correcting Your Information

You may request access to personal information held about you and ask that inaccurate or incomplete information be corrected, subject to applicable legal exceptions.

You may also contact us with questions about how your personal information is collected, used, disclosed, or protected.

10. Marketing Communications

Where applicable, promotional or marketing communications will be sent in accordance with applicable Canadian requirements.

You may request to stop receiving marketing communications at any time by following the unsubscribe instructions provided or by contacting us directly.

Service-related or legally required communications may still be sent where appropriate.

11. Changes to This Privacy Policy

This Privacy Policy may be updated periodically to reflect changes to our services, website practices, technology, or legal and regulatory requirements.

The most current version will be posted on LifeAnchor.ca with the updated revision date.

12. Contact Information

If you have questions about this Privacy Policy, our privacy practices, or your personal information, please contact:

Ghazaleh Moghaddam
LifeAnchor.ca

Phone: 647-770-6211
Email: [email protected]
Website: lifeanchor.ca

Address:
60 Granton Drive
Richmond Hill, Ontario
L4B 2N6
Canada

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© Ghazaleh Moghaddam Insurance Advisor. 2026 All Rights Reserved.